Your Dream Home is Just One Fast Approval Away
Skip the wait. Get pre-approved for your mortgage in minutes with expert guidance and lock in your rate today before they rise!
Introducing EquityNow
Access your home's cash value without touching your low-rate mortgage. Get funding in as little as 3 days with our revolutionary equity access program.
Why 1000+ Families Choose 1 Fast Home Loan
We've revolutionized the mortgage process to be faster, simpler, and more transparent than ever before.
Lightning Fast
Get pre-approved in minutes, not days. Our streamlined process gets you answers fast.
Best Rates
Competitive rates and low fees. We shop multiple lenders to find you the best deal.
Trusted Service
Licensed professionals with years of experience. Your financial information is always secure.
Expert Support
Dedicated loan officers guide you through every step. Real people, real support.
Frequently Asked Questions
Get answers to common mortgage questions from our expert team.
How fast can I get pre-approved for a mortgage?
With 1 Fast Home Loan, you can get pre-approved in as little as 2 minutes online. Our streamlined process uses advanced technology to quickly verify your information and provide instant pre-approval decisions.
What credit score do I need for a mortgage?
Credit score requirements vary by loan type. Conventional loans typically require 620+, FHA loans 580+, and VA loans 580+. We work with borrowers across all credit ranges and can help improve your approval chances.
How much can I borrow for a home loan?
Your borrowing capacity depends on your income, debts, credit score, and down payment. Generally, you can borrow up to 28% of your gross monthly income for housing expenses. Use our calculator for a personalized estimate.
What documents do I need for a mortgage application?
You'll need recent pay stubs, tax returns (2 years), bank statements (2 months), employment verification, and identification. We'll provide a complete checklist after your pre-approval.
Ready to Get Started?
Join thousands of satisfied homeowners who chose 1 Fast Home Loan for their mortgage needs.